/* Meridian Trust Bank — one stylesheet for public site, online banking and back office (Studio rule 8). */
:root {
  --green: #0f3d3e; --green-deep: #0a2a2b; --green-soft: #1d5c5d;
  --ivory: #f7f5f0; --paper: #ffffff; --ink: #14201f; --ink-2: #4a5553; --line: #dcd7cc;
  --gold: #c9a227; --gold-soft: #f1e4b8; --ok: #1f7a4d; --bad: #b3261e; --warn: #9a6b00;
  --radius: 10px; --gutter: 16px; --max: 1180px;
  --font: "Inter", system-ui, -apple-system, "Segoe UI", Roboto, sans-serif;
}
* { box-sizing: border-box; }
html { -webkit-text-size-adjust: 100%; }
body { margin: 0; font-family: var(--font); color: var(--ink); background: var(--ivory); line-height: 1.55; font-size: 16px; overflow-x: hidden; }
img { max-width: 100%; height: auto; display: block; }
a { color: var(--green); text-decoration: none; }
a:hover { text-decoration: underline; }
h1, h2, h3 { line-height: 1.12; letter-spacing: -0.015em; margin: 0 0 0.5em; font-weight: 700; color: var(--green-deep); }
h1 { font-size: clamp(2rem, 5vw, 3.4rem); }
h2 { font-size: clamp(1.5rem, 3vw, 2.1rem); }
h3 { font-size: 1.15rem; }
p { margin: 0 0 1em; }
code { font-family: ui-monospace, SFMono-Regular, Menlo, monospace; font-size: 0.92em; background: #efece4; padding: 0.1em 0.35em; border-radius: 4px; }
code.small { font-size: 0.78em; }
.container { max-width: var(--max); margin: 0 auto; padding: 0 var(--gutter); }
.narrow { max-width: 560px; }
.narrow-text { max-width: 760px; }
.eyebrow { text-transform: uppercase; letter-spacing: 0.12em; font-size: 0.74rem; font-weight: 600; color: var(--gold); margin: 0 0 0.6em; }
.muted { color: var(--ink-2); }
.small { font-size: 0.88rem; }
.lead { font-size: 1.15rem; color: var(--ink-2); max-width: 60ch; }
.ok { color: var(--ok); } .bad { color: var(--bad); }
.num { text-align: right; font-variant-numeric: tabular-nums; }
.neg { color: var(--bad); } .pos { color: var(--ok); }
.inline { display: inline; }

/* Buttons */
.btn { display: inline-flex; align-items: center; gap: 0.4em; padding: 0.7em 1.2em; border-radius: 999px; border: 1.5px solid var(--green); color: var(--green); background: transparent; font: inherit; font-weight: 600; cursor: pointer; text-decoration: none; transition: background 0.15s, color 0.15s; }
.btn:hover { background: var(--green); color: #fff; text-decoration: none; }
.btn.primary { background: var(--green); color: #fff; }
.btn.primary:hover { background: var(--green-soft); }
.btn.danger { border-color: var(--bad); color: var(--bad); } .btn.danger:hover { background: var(--bad); color: #fff; }
.btn.small { padding: 0.45em 0.9em; font-size: 0.9rem; }
.btn.large { padding: 0.9em 1.6em; font-size: 1.05rem; }
.btn.gold { background: var(--gold); border-color: var(--gold); color: var(--green-deep); }
button.link { background: none; border: 0; padding: 0; color: var(--green); font: inherit; cursor: pointer; text-decoration: underline; }
.arrow::after { content: " →"; }
.cta-row { display: flex; flex-wrap: wrap; gap: 0.75rem; margin: 1.25rem 0; }

/* Header */
.site-header { background: var(--paper); border-bottom: 1px solid var(--line); position: sticky; top: 0; z-index: 20; }
.nav-row { display: flex; align-items: center; justify-content: space-between; min-height: 68px; gap: 1rem; flex-wrap: wrap; }
.brand { display: flex; align-items: center; gap: 0.6rem; color: var(--green-deep); font-weight: 800; letter-spacing: -0.02em; font-size: 1.2rem; }
.brand:hover { text-decoration: none; }
.brand-mark { width: 30px; height: 30px; border-radius: 50%; background: conic-gradient(var(--gold) 0 25%, var(--green) 25% 100%); flex: none; }
.brand-sub { font-weight: 400; color: var(--gold); margin-left: 0.3em; }
.site-nav { display: flex; align-items: center; gap: 1.25rem; flex-wrap: wrap; }
.site-nav a { color: var(--ink); font-weight: 500; }
.site-nav a.active { color: var(--green); border-bottom: 2px solid var(--gold); }
.nav-toggle { display: none; }
.nav-burger { display: none; width: 28px; height: 22px; flex-direction: column; justify-content: space-between; cursor: pointer; }
.nav-burger span { height: 3px; background: var(--green); border-radius: 2px; }
@media (max-width: 860px) {
  .nav-burger { display: flex; }
  .site-nav { display: none; width: 100%; flex-direction: column; align-items: flex-start; padding: 0.5rem 0 1rem; }
  .nav-toggle:checked ~ .site-nav { display: flex; }
}

/* Hero & sections */
.hero { background: var(--paper); border-bottom: 1px solid var(--line); }
.hero-grid { display: grid; gap: 2rem; padding: 3rem 0; align-items: center; }
.hero-media img { border-radius: var(--radius); object-fit: cover; aspect-ratio: 4/3; width: 100%; }
.section { padding: 3.5rem 0; }
.section.alt { background: var(--paper); border-top: 1px solid var(--line); border-bottom: 1px solid var(--line); }
.page-head { padding: 3rem 0 1rem; }
.section-head { display: flex; justify-content: space-between; align-items: end; gap: 1rem; flex-wrap: wrap; margin-bottom: 1.5rem; }
.product-grid { display: grid; gap: 1.25rem; grid-template-columns: repeat(auto-fit, minmax(240px, 1fr)); }
.product { background: var(--paper); border: 1px solid var(--line); border-radius: var(--radius); padding: 1.5rem; }
.product.large { padding: 2rem; }
.product.large h2 { font-size: 1.5rem; }
.story-split { display: grid; gap: 2.5rem; align-items: start; }
.stat-row { display: grid; grid-template-columns: 1fr 1fr; gap: 1rem; }
.stat { background: var(--paper); border-left: 4px solid var(--gold); padding: 1rem 1.2rem; border-radius: 6px; }
.stat strong { display: block; font-size: 2rem; color: var(--green); line-height: 1.1; }
.stat span { color: var(--ink-2); font-size: 0.9rem; }
.branch-grid { display: grid; gap: 1.25rem; grid-template-columns: repeat(auto-fit, minmax(260px, 1fr)); }
.branch { background: var(--ivory); border-radius: var(--radius); padding: 1.5rem; }
.branch-detail { display: grid; gap: 2rem; }
.map iframe { width: 100%; height: 320px; border: 0; border-radius: var(--radius); }
table.hours { border-collapse: collapse; margin: 1rem 0; }
table.hours th { text-align: left; font-weight: 500; padding: 0.3em 1.5em 0.3em 0; color: var(--ink-2); }
.values-grid { display: grid; gap: 1.5rem; grid-template-columns: repeat(auto-fit, minmax(240px, 1fr)); }
.values-grid article { border-top: 3px solid var(--gold); padding-top: 1rem; }
.checklist { list-style: none; padding: 0; margin: 1rem 0; }
.checklist li { padding-left: 1.6em; position: relative; margin-bottom: 0.5em; }
.checklist li::before { content: "✓"; position: absolute; left: 0; color: var(--ok); font-weight: 700; }
ul.plain { list-style: none; padding: 0; } ul.plain li { margin-bottom: 0.4em; }
.quote-card { background: var(--ivory); border-radius: var(--radius); padding: 1.5rem; display: grid; grid-template-columns: 72px 1fr; gap: 1rem; align-items: start; }
.quote-card img { border-radius: 8px; object-fit: cover; aspect-ratio: 4/5; grid-row: span 2; }
.quote-card blockquote { margin: 0; font-size: 1.1rem; font-weight: 500; color: var(--green-deep); }
@media (min-width: 860px) {
  .hero-grid { grid-template-columns: 1.05fr 1fr; padding: 4.5rem 0; }
  .story-split { grid-template-columns: 1fr 1fr; }
  .branch-detail { grid-template-columns: 1fr 1fr; }
}

/* People */
.people-grid { display: grid; gap: 1.5rem; grid-template-columns: repeat(auto-fill, minmax(220px, 1fr)); }
.person-card { display: block; color: inherit; background: var(--paper); border-radius: var(--radius); overflow: hidden; border: 1px solid var(--line); transition: transform 0.15s, box-shadow 0.15s; }
.person-card:hover { text-decoration: none; transform: translateY(-3px); box-shadow: 0 10px 30px rgba(15, 61, 62, 0.12); }
.person-card img { aspect-ratio: 4/5; object-fit: cover; width: 100%; background: #e6e2d8; }
.person-meta { display: block; padding: 0.9rem 1rem 1rem; }
.person-meta strong { display: block; color: var(--green-deep); font-size: 1.05rem; }
.person-meta span { display: block; color: var(--ink-2); font-size: 0.9rem; }
.person-hobby { display: block; margin-top: 0.5rem; font-size: 0.82rem; color: var(--gold); font-style: normal; opacity: 0; transition: opacity 0.15s; }
.person-card:hover .person-hobby { opacity: 1; }
@media (hover: none) { .person-hobby { opacity: 1; } }
.person-hero { background: var(--paper); border-bottom: 1px solid var(--line); }
.person-hero-grid { display: grid; gap: 2rem; padding: 2.5rem 0; }
.person-portrait img { border-radius: var(--radius); aspect-ratio: 4/5; object-fit: cover; width: 100%; max-width: 520px; background: #e6e2d8; }
.person-title { font-size: 1.2rem; color: var(--ink-2); margin-top: -0.4em; }
.person-quote { margin: 1.2rem 0; padding-left: 1rem; border-left: 4px solid var(--gold); font-size: 1.25rem; font-weight: 500; color: var(--green-deep); }
.contact-card { display: grid; grid-template-columns: auto 1fr; gap: 0.3em 1.2em; margin-top: 1rem; font-size: 0.95rem; }
.contact-card dt { color: var(--ink-2); } .contact-card dd { margin: 0; }
.story-para { font-size: 1.08rem; line-height: 1.7; margin-bottom: 1.3em; }
.offduty-grid { display: grid; gap: 2rem; align-items: start; }
.offduty-photo img { border-radius: var(--radius); aspect-ratio: 9/7; object-fit: cover; width: 100%; background: #e6e2d8; }
.offduty-photo figcaption { font-size: 0.88rem; color: var(--ink-2); margin-top: 0.5rem; }
.hobby-list { display: grid; gap: 1rem; }
.hobby { background: var(--ivory); border-radius: var(--radius); padding: 1.2rem 1.4rem; }
.hobby h3 { margin-bottom: 0.3em; color: var(--green); }
.hobby p { margin: 0; }
.ask-grid { display: grid; gap: 2rem; }
.ask-list { list-style: none; padding: 0; }
.ask-list li { margin-bottom: 0.6em; }
.ask-list a { display: inline-block; background: var(--paper); border: 1px solid var(--line); border-radius: 999px; padding: 0.5em 1em; }
.ask-list a:hover { border-color: var(--gold); text-decoration: none; }
@media (min-width: 860px) {
  .person-hero-grid { grid-template-columns: 2fr 3fr; padding: 3.5rem 0; }
  .offduty-grid { grid-template-columns: 1fr 1fr; }
  .ask-grid { grid-template-columns: 1fr 1fr; }
}

/* Forms, cards, tables */
.card { background: var(--paper); border: 1px solid var(--line); border-radius: var(--radius); padding: 1.5rem; margin-bottom: 1.5rem; }
.form label { display: block; margin-bottom: 1rem; font-weight: 500; }
.form input:not([type=checkbox]):not([type=radio]), .form select, .form textarea, .filters input, .filters select {
  display: block; width: 100%; margin-top: 0.3rem; padding: 0.65em 0.8em; font: inherit; border: 1.5px solid var(--line); border-radius: 8px; background: #fff; color: var(--ink);
}
.form input:focus, .form select:focus, .form textarea:focus { outline: 2px solid var(--gold); border-color: var(--gold); }
.form input[disabled] { background: var(--ivory); color: var(--ink-2); }
.form small { display: block; font-weight: 400; margin-top: 0.3em; }
.form .check { display: flex; gap: 0.6em; align-items: start; }
.form .check input { margin-top: 0.3em; }
.form fieldset { border: 1px solid var(--line); border-radius: 8px; padding: 1rem; margin: 0 0 1rem; }
.form .radio-card { display: block; border: 1.5px solid var(--line); border-radius: 8px; padding: 1rem; margin-bottom: 0.75rem; cursor: pointer; }
.form .radio-card:has(input:checked) { border-color: var(--gold); background: var(--gold-soft); }
.form .radio-card input { margin-right: 0.5em; }
.filters { display: flex; gap: 1rem; flex-wrap: wrap; align-items: end; margin-bottom: 1rem; }
.filters label { font-size: 0.85rem; color: var(--ink-2); }
.table { width: 100%; border-collapse: collapse; background: var(--paper); border-radius: var(--radius); overflow: hidden; }
.table th, .table td { padding: 0.65em 0.8em; border-bottom: 1px solid var(--line); text-align: left; vertical-align: top; }
.table thead th { font-size: 0.78rem; text-transform: uppercase; letter-spacing: 0.08em; color: var(--ink-2); background: var(--ivory); }
.table.compact th, .table.compact td { padding: 0.4em 0.6em; font-size: 0.9rem; }
.table-wrap { overflow-x: auto; }
.badge { display: inline-block; font-size: 0.72rem; text-transform: uppercase; letter-spacing: 0.06em; padding: 0.2em 0.6em; border-radius: 999px; background: var(--gold-soft); color: var(--green-deep); font-weight: 600; white-space: nowrap; }
.badge.active, .badge.posted, .badge.sent, .badge.verified, .badge.approved, .badge.paid_off { background: #dcefe3; color: var(--ok); }
.badge.frozen, .badge.pending, .badge.scheduled, .badge.applied, .badge.open { background: #fff1cc; color: var(--warn); }
.badge.closed, .badge.cancelled, .badge.declined, .badge.failed, .badge.reversed { background: #f6dcda; color: var(--bad); }
.kv { display: grid; grid-template-columns: max-content 1fr; gap: 0.4em 1.5em; }
.kv dt { color: var(--ink-2); } .kv dd { margin: 0; }
.flashes { margin: 1rem 0; }
.flash { background: #dcefe3; color: var(--ok); border-left: 4px solid var(--ok); padding: 0.8em 1em; border-radius: 6px; margin-bottom: 0.5rem; }
.banner { padding: 0.9em 1.1em; border-radius: 8px; margin-bottom: 1.2rem; }
.banner.deferred { background: var(--gold-soft); border-left: 4px solid var(--gold); }
.banner.warn { background: #fff1cc; border-left: 4px solid var(--warn); }
.contact-grid { display: grid; gap: 2rem; }
.to-card { display: flex; align-items: center; gap: 1rem; background: var(--ivory); padding: 0.8rem 1rem; border-radius: 8px; margin-bottom: 1rem; }
.to-card img { border-radius: 6px; aspect-ratio: 4/5; object-fit: cover; }
.auth-card { padding: 3rem 0; }
.error-page { padding: 4rem 0; }
.grid-2 { display: grid; gap: 1.5rem; }
.grid-3 { display: grid; gap: 1.5rem; }
@media (min-width: 860px) { .contact-grid { grid-template-columns: 3fr 2fr; } .grid-2 { grid-template-columns: 1fr 1fr; } .grid-3 { grid-template-columns: repeat(3, 1fr); } }
.twofa-setup { display: grid; gap: 1.5rem; grid-template-columns: 200px 1fr; align-items: start; }
.twofa-setup .qr svg { width: 200px; height: 200px; border: 1px solid var(--line); border-radius: 8px; }
code.secret { font-size: 1.05rem; letter-spacing: 0.08em; }
.recovery-codes { columns: 2; list-style: none; padding: 0; }
.recovery-codes li { margin-bottom: 0.5em; }
pre.stack { background: #1b2423; color: #e8efed; padding: 1rem; border-radius: 8px; overflow-x: auto; font-size: 0.82rem; }
.checks { list-style: none; padding: 0; }
.checks li { padding: 0.4em 0; border-bottom: 1px solid var(--line); }
.checks .mark { display: inline-block; min-width: 1.4em; margin-right: 0.35em; font-weight: 700; }
.checks li.ok .mark { color: var(--ok); } .checks li.bad .mark { color: var(--bad); } .checks li.bad { background: #fdf0ee; }
.machine-wrap { overflow-x: auto; color: var(--green); }
.machine-wrap svg { max-width: 100%; height: auto; min-width: 480px; }
svg.spark { width: 100%; max-width: 480px; height: 48px; color: var(--green); }
.message.unread { border-left: 4px solid var(--gold); }

/* Footer */
.site-footer { background: var(--green-deep); color: #d5dedc; margin-top: 3rem; padding: 3rem 0 1.5rem; }
.site-footer a { color: #fff; display: block; margin-bottom: 0.4em; }
.site-footer .brand-name { color: #fff; font-weight: 700; font-size: 1.1rem; }
.site-footer .eyebrow { color: var(--gold); }
.site-footer p { color: #b9c6c3; }
.footer-grid { display: grid; gap: 2rem; grid-template-columns: repeat(auto-fit, minmax(200px, 1fr)); }
.footer-legal { display: flex; justify-content: space-between; flex-wrap: wrap; gap: 1rem; margin-top: 2rem; padding-top: 1rem; border-top: 1px solid rgba(255,255,255,0.15); font-size: 0.85rem; }
.footer-legal a { display: inline; }

/* App shells: online banking & back office */
.app-shell { display: grid; gap: 0; min-height: 70vh; }
.app-nav { background: var(--paper); border-right: 1px solid var(--line); padding: 1.25rem var(--gutter); }
.app-nav nav { display: flex; flex-wrap: wrap; gap: 0.25rem 0.75rem; margin-bottom: 1rem; }
.app-nav a { display: inline-flex; align-items: center; gap: 0.5em; padding: 0.45em 0.7em; border-radius: 8px; color: var(--ink); font-weight: 500; }
.app-nav a.active, .app-nav a:hover { background: var(--ivory); color: var(--green); text-decoration: none; }
.app-nav .count { background: var(--gold); color: var(--green-deep); border-radius: 999px; font-size: 0.72rem; padding: 0.05em 0.5em; font-weight: 700; }
.app-main { padding: 1.5rem var(--gutter) 3rem; min-width: 0; }
.admin-shell { display: grid; gap: 0; }
.admin-nav { background: var(--paper); border-right: 1px solid var(--line); padding: 1.25rem var(--gutter); }
.admin-nav nav { display: flex; flex-wrap: wrap; gap: 0.25rem 0.75rem; margin-bottom: 1rem; }
.admin-nav a { display: inline-block; padding: 0.4em 0.7em; border-radius: 8px; color: var(--ink); font-weight: 500; font-size: 0.95rem; }
.admin-nav a.active, .admin-nav a:hover { background: var(--ivory); color: var(--green); text-decoration: none; }
.admin-main { padding: 1.5rem var(--gutter) 3rem; min-width: 0; }
@media (min-width: 960px) {
  .app-shell, .admin-shell { grid-template-columns: 240px 1fr; }
  .app-nav nav, .admin-nav nav { flex-direction: column; gap: 0.15rem; }
  .app-nav a, .admin-nav a { display: flex; justify-content: space-between; }
  .app-main, .admin-main { padding: 2rem 2.5rem 4rem; }
}
.account-cards { display: grid; gap: 1.25rem; grid-template-columns: repeat(auto-fill, minmax(260px, 1fr)); }
.account-card { background: var(--green); color: #fff; border-radius: 14px; padding: 1.4rem 1.5rem; display: block; position: relative; overflow: hidden; }
.account-card:hover { text-decoration: none; background: var(--green-soft); }
.account-card::after { content: ""; position: absolute; right: -40px; top: -40px; width: 140px; height: 140px; border-radius: 50%; background: rgba(201,162,39,0.25); }
.account-card > span { display: block; }
.account-card .type { font-size: 0.78rem; text-transform: uppercase; letter-spacing: 0.1em; color: var(--gold); }
.account-card .nick { font-size: 1.1rem; font-weight: 600; margin: 0.2em 0; }
.account-card .balance { font-size: 1.9rem; font-weight: 700; letter-spacing: -0.02em; }
.account-card .number { font-size: 0.85rem; opacity: 0.8; font-variant-numeric: tabular-nums; }
.account-card.loan { background: var(--ink); }
.account-card.frozen, .account-card.pending { background: #6b6b63; }
.balance-big { font-size: 2.4rem; font-weight: 700; color: var(--green-deep); letter-spacing: -0.02em; }
.actions { display: flex; flex-wrap: wrap; gap: 0.6rem; margin: 1rem 0; }
.steps { display: flex; gap: 0.5rem; margin-bottom: 1.5rem; flex-wrap: wrap; }
.steps span { padding: 0.3em 0.8em; border-radius: 999px; background: var(--paper); border: 1px solid var(--line); font-size: 0.85rem; }
.steps span.done { background: #dcefe3; border-color: var(--ok); color: var(--ok); }
.steps span.current { background: var(--green); color: #fff; border-color: var(--green); }
.card-visual { background: linear-gradient(135deg, var(--green-deep), var(--green-soft)); color: #fff; border-radius: 16px; padding: 1.5rem; max-width: 380px; aspect-ratio: 1.586; display: flex; flex-direction: column; justify-content: space-between; box-shadow: 0 12px 30px rgba(0,0,0,0.2); }
.card-visual.frozen { filter: grayscale(1); opacity: 0.75; }
.card-visual .pan { font-family: ui-monospace, monospace; font-size: 1.25rem; letter-spacing: 0.12em; }
.card-visual .row { display: flex; justify-content: space-between; font-size: 0.85rem; }
.notif { padding: 0.8em 1em; border-bottom: 1px solid var(--line); display: flex; gap: 1rem; align-items: start; }
.notif.unread { background: #fffaf0; }
.notif strong { display: block; }
.thread-post { padding: 1rem; border-radius: 10px; background: var(--paper); border: 1px solid var(--line); margin-bottom: 0.75rem; max-width: 80%; }
.thread-post.mine { background: var(--gold-soft); margin-left: auto; }
.thread-post .meta { font-size: 0.8rem; color: var(--ink-2); margin-bottom: 0.3em; }
.chart { width: 100%; max-width: 100%; height: auto; }
.legend { list-style: none; padding: 0; display: grid; gap: 0.3em; }
.legend li { display: flex; align-items: center; gap: 0.6em; }
.legend .sw { width: 14px; height: 14px; border-radius: 3px; flex: none; }
.tile { background: var(--paper); border: 1px solid var(--line); border-radius: var(--radius); padding: 1rem 1.2rem; }
.tile strong { display: block; font-size: 1.6rem; color: var(--green-deep); line-height: 1.1; }
.tile span { color: var(--ink-2); font-size: 0.88rem; }
.tiles { display: grid; gap: 1rem; grid-template-columns: repeat(auto-fit, minmax(170px, 1fr)); margin-bottom: 1.5rem; }
.countdown { font-variant-numeric: tabular-nums; }

.photo, .photo-strip img { display:block; width:100%; height:auto; border-radius:var(--radius, 12px); object-fit:cover; margin: 0 0 1.25rem; }
.photo-strip { display:grid; gap:1rem; grid-template-columns:1fr 1fr; margin: 1.5rem 0; }