Portland · Bend · Salem

A bank that still knows your name.

Meridian Trust has been owned by Oregonians and run from Oregon since 1962. Every loan is decided by a person you can meet, in a branch you can walk into.

4.50% APY High-Yield Savings · No-fee Everyday Checking · Decisions in days, not weeks

The Portland Pearl District branch of Meridian Trust Bank on a bright morning

Personal banking

Simple accounts, honest rates.

Everyday Checking

No monthly fee with a $500 balance or direct deposit. Free debit card, bill pay and mobile deposit.

Open everyday checking

Money Market

Tiered rates from 3.90% APY with check-writing on balances over $10,000.

Open money market

Why local matters

Your loan officer has a desk, not a call queue.

When a farm has one payday a year, when a restaurant needs a bridge loan before tourist season, when a family's first mortgage is a little unusual: those decisions get made here, by people who know the valley, the high desert and the coast. In 2021 our board was offered a merger that would have tripled our size. They said no. Here's why.

1962Founded in Salem
3Branches, all in Oregon
1,400PPP loans in eleven days, 2020
900+Second Chance accounts opened

Visit us

Three branches. One phone number that reaches a person.